We also search for motorcycle finance for people with poor credit scores
If you’ve been refused a motorcycle loan in the past, or have a below average credit history due to some missed payments, we can help – apply for motorcycle finance today.
We search the UK's leading lenders
We use lenders who tailor motorcycle finance packages to match each applicant's situation. We search the marker to find you the best deal. Submit your online form today. We will get you a quick decission in an hour.
Stress-free and easy to apply
At MotorcycleFinance.co.uk, you fill in one simple form and leave the rest to us. We’ll search for the best deal across the market so you don’t have to.
We search the top UK lenders
We can call you back
Need some help?
If you have any questions, we’re happy to help. See our FAQ section or contact us. We are open from 8.30am-7pm on Monday to Thursday; from 8.30am- 5.30pm on Fridays, and from 9am – 4.30pm on Saturdays.
If you’re considering buying a motorcycle and looking to spread the cost over a period that will suit your pocket, we can help to make it happen. As the leading comparison site for motorcycle finance in the UK, we have access to a range of top lenders across the market and can quickly track down the most competitive deals available today. Arranging a loan that lets you pay for your motorcycle with a fixed monthly sum can be a great way to manage your finances over time. Just tell us the total amount you want to borrow, and the length of time you want to spread the repayments over, and leave the rest to us. You won’t have long to wait for an answer and if your application is approved, you’ll be presented with a free quotation and a choice of the best motorcycle finance packages out there.
You don’t have to spend hours searching for the right loan and applying to a lot of different lenders when we can do all the hard work for you. Simply complete our online form once, click apply, and you’ll hear back within the hour. If you’d prefer to speak to one of the team over the phone, just give us a call and we’ll be happy to help you with your application. Optimising your search for motorcycle finance through our site is a great way to find the best deals. Get started right away, and you could be riding that new motorcycle sooner than you think!
Why do you need motorcycle finance?
Many people prefer motorcycle finance because you are able to spread the cost over time – typically between 24 and 60 months instead of paying for the vehicle in one large sum.It’s important to be sure you’ll have the funds to repay the loan. You receive a free, no-obligation quote and see how much your monthly repayment will be over a fixed period.
Find the best motorcycle finance deals
We’re specialists at comparing motorcycle finance and have helped thousands of customers around the country afford the bike of their dreams. Comparing loans means you can see at glance which one offers the lowest annual percentage rate (APR), for instance, but also other terms and conditions. It only takes a few minutes to apply, and based on the information you provide, you’ll soon have a number of loan offers to choose from. You’ll also be free to place your order with any UK motorcycle dealer, including the one local to you.
So, how does it work?
We’ve designed our application process for motorcycle finance to be as simple and stress-free as possible. You’ll have to provide some personal information such as your age and how long you’ve lived at your present address, and also give details about your income. Before submitting your form, you can get a quick estimate of what your monthly repayments are by using our online tool to enter how much you want to borrow, your preferred loan period, and self-selecting your present credit rating, from ‘bad’ to ‘excellent’. Remember to be honest, because even if you’ve got a ‘bad’ credit score at present, you can still apply for motorcycle finance, as we’ll explain below. Once you’ve completed the form and have double checked your answers are correct, click submit, and you’re done. You can expect to receive a reply within the hour and all being well, you’ll be able to complete the purchase of your new motorcycle.
Applying for motorcycle finance when you’ve been turned down previously
We know that not everyone has an ‘excellent’ credit rating and there are a number of circumstances that can affect your credit score being assessed as less than perfect. These include any previous county court judgements against you, or the fact that you defaulted on a credit card payment. Perhaps you fell behind with your mortgage or have changed addresses several times in a short period – all these can have a bearing on your score. You can still apply for a loan, however, as our network of lenders include many who like to say ‘yes’ and are happy to consider your motorcycle finance application, even if you’ve been turned down in the past. You may have to pay a slightly higher APR as a result of a poor credit history, but all the terms will be clearly set out and you should read these through carefully before deciding whether to go ahead or not.
Some advantages of arranging motorcycle finance
Here are some of the benefits of spreading the cost of your motorcycle with a personal loan:
- You can choose the make and model of motorcycle you want instead of having to opt for one that’s cheaper
- You can choose to spread the payments for a period that suits you, from 24 months up to five years
- Knowing how much you have to pay each month helps with managing your finances more efficiently
- Spreading the cost means you can afford to buy the latest model of motorcycle and enjoy all the new features
- By keeping up with your loan repayments, you boost your credit rating and can get an even better deal in future.
We’re motorcycle fans too!
We specialise in comparing loan deals for motorcycle finance, but we are also bike fans and get a real buzz out of finding great deals on behalf of our customers. So whether you’re buying your first motorcycle or you’re an experienced rider looking for a new set of wheels, don’t hesitate to get in touch if you need any more information before applying for a personal loan. We look forward to being of service!